A Risk & Coverage Resource Designed Specifically for Trade Contractors


As construction contracts evolve, trade contractors may encounter broader indemnification clauses, higher coverage minimums, and updated policy requirements.
These insights highlight areas your insurance program may need to address to help support compliance and competitiveness.
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Key Takeaways

  • Coverage lines commonly recommended for trade contractor programs — and a frequently overlooked area to consider
  • How contract terms may shift liability to subcontractors, and key provisions to review before signing
  • Common insurance challenges trade contractors may face — and how to prepare for them at claim time
  • How your Experience Modifier works and why it's can be one of the more controllable costs in your business
  • How benchmarking your coverage against industry peers may help you evaluate your program — and options if adjustments are needed

Speak to an Advisor

Acrisure's construction team works with trade contractors, owners, and developers across the nation.  We are specialists, not generalists.
IMPORTANT NOTICE: The opinions and statements herein are intended for general informational purposes only and should not be viewed as a substitute for any legal, regulatory or other advice on any particular issue or for any particular reason.  The advice of a professional should always be obtained before purchasing any insurance product or service, and you should not rely on the information provided herein for the prevention or mitigation of risks or as a full and complete explanation of coverage under any insurance policy or as a full and complete explanation of terms and conditions of any services offered.  While the information provided herein has been compiled from sources that are believed to be reliable, no warranty, guarantee or representation, either expressed or implied, is made as to the correctness, sufficiency or adequacy of such information.